Versatile AI Risk Assessment

AI threat catalogueMalicious Use for Attacks, Fraud and DisinformationProduction

Social Engineering

Attackers use AI to produce deceptively authentic, personally tailored scam messages, calls and pretext stories at scale. Familiar warning signs such as clumsy language disappear, making the deception considerably more convincing.

As of: July 2026 · Catalogue version 2026.07.17.3 · 5 mitigations · 7 verified sources

Description

Social engineering tricks people into revealing confidential information, making payments or installing malware. Generative AI amplifies this tactic considerably: language models write flawless phishing messages (fake communications designed to prompt a harmful action) tailored to individual recipients and their company, and provide scripts for fraudulent phone calls. Voice and video generators additionally imitate real people, such as managers or business partners. The attacks target people rather than technology, arriving by email, phone, messenger or video call. AI lowers the entry barrier and increases the volume, speed and quality of such attacks.

Possible impact

A successful deception can lead to fraudulent payments, stolen credentials and, in turn, compromised systems and data leaks. Beyond the financial damage, reporting and liability questions arise, for example when personal data is exposed. Staff in finance, HR and support roles are particularly at risk, and the trust of customers and partners in the company’s communication suffers as well.

Example

The accounting team receives an email that precisely matches the tone and writing style of the CEO; shortly afterwards a call arrives using a cloned version of the CEO’s voice: a supposedly confidential acquisition requires an immediate transfer. Attacks of this kind, known as CEO fraud, become far more convincing with AI-generated text and voices.

Recommended mitigations (5)

Every mitigation states its control type, effect, implementation level and the reason for the classification.

Framework mappings

Verified locations in OWASP, NIST AI RMF, MITRE ATLAS, the EU AI Act and further frameworks. The mappings are taxonomic, not evidence of compliance.

NIST AI RMF Section 2.8 · Section 2.9MITRE ATLAS AML.T0048.002EU AI Act Article 5(1)(a) · Article 55(1)(b) · Article 9(1), 9(2)(a), 9(2)(d)BSI R11

Verified references (7)

Every reference states the framework, the exact location and the publishing organisation.

More entries from the topic group Malicious Use for Attacks, Fraud and Disinformation.

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Cite this entry

For reports, policies or internal documents; the link leads directly to this entry.

“Social Engineering”. Versatile AI Risk Assessment, AI threat catalogue, as of July 2026.
https://www.versatile-ai-risk-assessment.com/en/wissensbasis/threats/social-engineering/

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